Hope Scholarship and Lifetime Learning Tax Credits--Federal tax credits for qualified individuals. http://www.nasfaa.org/AnnualPubs/TaxBenefitsGuide.html or http://www.irs.gov.

This notice serves only to alert Rappahannock Community College students of this opportunity and does not constitute a commitment of guarantee of eligibility for this credit.

To contact the IRS for a copy of your federal income tax return: www.irs.gov or telephone toll-free at (800) 829-1040.

Enrollment Verification and Certification For Loan Deferment

Official and final enrollment verifications as well as loan deferment certifications will be processed after the deadline to drop with a refund for any particular semester or term. At the written request of the student, the Admissions and Records Office will produce official verifications of enrollment. These are typically required as documentation to continue the student's eligibility for dependent services, benefits, and insurance external to the college. Students wishing to defer repayment of certain loans should submit the appropriate forms from the lending agency to the Admissions and Records Office. That office will transmit the student's enrollment data electronically to the National Student Loan Clearinghouse for distribution to the appropriate lending agency.

Student Loan Program Notice

Rappahannock Community College does not participate in Federal Family Education Loans due to federal regulations which were enacted in 1996-97. The federal government will suspend institutional eligibility for PELL grants and other forms of Title IV financial aid at U.S. colleges and universities where student loan default rates are 25 percent or higher. Since the number of borrowers at RCC who had no other source of financial aid was small and the number of students defaulting on their student loans was high, the college ended participation in student loan programs in April 1996.