Types of Financial Aid
The college offers three primary types of financial assistance (Grants, Federal Work-Study, and Scholarships):
These are need-based awards which do not require repayment, such as the Federal Pell Grant, Federal Supplemental Opportunity Grant, College Scholarship Assistance Program, Virginia Student Financial Assistance Program (which consists of the Commonwealth of Virginia Grant and Virginia Guaranteed Assistance Program), Part-time Assistance Program and Supplemental Grant.
Federal Pell Grant (PELL): Pell Grants are federally funded grants which provide financial assistance to undergraduate students who have not earned a bachelor’s or professional degree. A student must establish financial need, be a U.S. citizen, and be accepted in an eligible curriculum. Award is determined based on student’s Expected Family Contribution (EFC).
Federal Supplemental Educational Opportunity Grant (SEOG): Supplemental Educational Opportunity Grants are available to a limited number of undergraduate students who demonstrate exceptional financial need. Students completing the FAFSA and qualifying for the Pell grant will be considered for SEOG while funds are available.
College Scholarship Assistance Program (CSAP): This need-based program provides grants to a limited number of students who are residents of Virginia, who demonstrate sufficient financial need, and who are enrolled on at least a half-time basis. This grant may be funded by the Federal Government and/or the state and is subject to change or be discontinued based on funding availability.
Commonwealth of Virginia Grant (COMA): The COMA state grant is available for students who enroll at least half-time, demonstrate financial need, are domiciliary residents of Virginia, and meet all other eligibility criteria.
Virginia Guaranteed Assistance Program (VGAP): The VGAP state grant is available to Virginia residents who graduated from a Virginia high school with a 2.5 GPA or higher. Students must be first-time freshmen enrolled at RCC full-time. Awards may be renewed for a second year for students who have maintained full-time enrollment and a minimum 2.0 GPA or higher at RCC, and continue to demonstrate financial need.
Part-Time Tuition Assistance (PTAP): PTAP grants are available for students who enroll for 1 to 8 credits only, are residents of Virginia, and demonstrate financial need. The maximum award is the cost of tuition and fees.
Supplemental VCCS Grant (SUPP): SUPP grants are available for students from tuition set-aside funds. To be eligible students must demonstrate financial need, have a preferred Expected Family Contribution (EFC) under 8,000, be residents of Virginia, meet the College Satisfactory Academic Progress standards, be seeking a degree or certificate, and can maintain any enrollment level.
Scholarships have been established at RCC, and are awarded based on academic excellence and/or need, through the generous contributions of individuals, agencies, organizations, churches and corporations who wish to recognize outstanding performance and assist students as they pursue a quality education. Eligibility requirements and applications for the scholarship program appear in a separate booklet published by Rappahannock Community College Educational Foundation, Inc. annually. The RCC scholarship application period is in the spring (prior to the fall semester when students plan to enter the college). Eligibility requirements and scholarship application appear in a booklet published by the College in January of each year.
Copies of the RCC/EFI Scholarship Application and Booklet are made available on the RCC web site, in the financial aid offices, college libraries, campus counseling centers, and other locations throughout the college campuses. The application deadline for RCC/EFI Scholarships is usually in mid-March.
Students should always remember that applying for Financial Aid and Scholarships is FREE! Prospective and current students should always be aware of scams involving financial aid, and never pay for any financial aid or scholarship application or service.
Federal Work-Study Program
The Federal Work-Study (FWS) is a program that provides part-time jobs for students who demonstrate financial need and are enrolled at least half time (6 credits) during the Fall and Spring semesters at RCC. Awards, for which the student must work, are based on need. Money is earned hourly and paid on a bi-weekly basis through the Federal Work-Study Program. Student class schedules, curriculum, and job skills are considered in assessing jobs. Most employment is on-campus; however, additional employment opportunities have been established for off-campus community service employment.
Student Loan Program Notice
RCC does not participate in Federal Family Education Loan Program or Federal Direct Loan Program due to federal regulations which were enacted in 1996-97. The federal government will suspend institutional eligibility for PELL grants and other forms of Title IV financial aid at U.S. colleges and universities where student loan default rates are 25 percent or higher. Since the number of borrowers at RCC who had no other source of financial aid was small and the number of students defaulting on their student loans was high, the college ended participation in student loan programs in April 1996.